@import"https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:ital,wght@0,500;0,600;1,500;1,600&display=swap";*,:before,:after{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }::backdrop{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }*,:before,:after{box-sizing:border-box;border-width:0;border-style:solid;border-color:#e5e7eb}:before,:after{--tw-content: ""}html,:host{line-height:1.5;-webkit-text-size-adjust:100%;-moz-tab-size:4;-o-tab-size:4;tab-size:4;font-family:ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji",Segoe UI Symbol,"Noto Color Emoji";font-feature-settings:normal;font-variation-settings:normal;-webkit-tap-highlight-color:transparent}body{margin:0;line-height:inherit}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,Liberation Mono,Courier New,monospace;font-feature-settings:normal;font-variation-settings:normal;font-size:1em}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}button,input,optgroup,select,textarea{font-family:inherit;font-feature-settings:inherit;font-variation-settings:inherit;font-size:100%;font-weight:inherit;line-height:inherit;letter-spacing:inherit;color:inherit;margin:0;padding:0}button,select{text-transform:none}button,input:where([type=button]),input:where([type=reset]),input:where([type=submit]){-webkit-appearance:button;background-color:transparent;background-image:none}:-moz-focusring{outline:auto}:-moz-ui-invalid{box-shadow:none}progress{vertical-align:baseline}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}summary{display:list-item}blockquote,dl,dd,h1,h2,h3,h4,h5,h6,hr,figure,p,pre{margin:0}fieldset{margin:0;padding:0}legend{padding:0}ol,ul,menu{list-style:none;margin:0;padding:0}dialog{padding:0}textarea{resize:vertical}input::-moz-placeholder,textarea::-moz-placeholder{opacity:1;color:#9ca3af}input::placeholder,textarea::placeholder{opacity:1;color:#9ca3af}button,[role=button]{cursor:pointer}:disabled{cursor:default}img,svg,video,canvas,audio,iframe,embed,object{display:block;vertical-align:middle}img,video{max-width:100%;height:auto}[hidden]:where(:not([hidden=until-found])){display:none}.container{width:100%}@media (min-width: 640px){.container{max-width:640px}}@media (min-width: 768px){.container{max-width:768px}}@media (min-width: 1024px){.container{max-width:1024px}}@media (min-width: 1280px){.container{max-width:1280px}}@media (min-width: 1536px){.container{max-width:1536px}}.contents{display:contents}.border{border-width:1px}:root{font-family:DM Sans,sans-serif;color:#20252a;background:#f4f1e9;font-synthesis:none;--navy: #071522;--navy-2: #102536;--gold: #c9a15a;--gold-light: #e4cb91;--ivory: #f4f1e9;--ink: #20252a;--muted: #68737b;--line: rgba(7,21,34,.16)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px}button,input,select,textarea{font:inherit}button{cursor:pointer}button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.container{width:min(1240px,calc(100% - 80px));margin:0 auto}.section-pad{padding:100px 0}.eyebrow{display:block;font-size:10px;letter-spacing:.19em;font-weight:700;color:#6e777c}.eyebrow.gold{color:var(--gold-light)}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Playfair Display,serif;font-weight:500;letter-spacing:-.035em}h1{font-size:clamp(32px,4.5vw,60px);line-height:1.05;color:#fff;margin-bottom:24px}h2{font-size:clamp(32px,3.8vw,52px);line-height:1.02;color:var(--navy);margin:20px 0 0}h2 em,h1 em{color:var(--gold);font-style:italic}h3{font-size:25px;line-height:1.12}p{line-height:1.7}.site-header{position:absolute;z-index:50;left:0;top:0;width:100%;color:#fff;border-bottom:1px solid rgba(255,255,255,.15);transition:background .3s,box-shadow .3s}.site-header--solid{position:fixed;background:#071522f7;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);box-shadow:0 6px 24px #0000002e}.header-inner{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:32px}.brand-button{border:0;background:transparent;padding:0;color:inherit}.brand-mark{display:flex;align-items:center}.brand-mark img,.brand-mark--compact img{height:70px;width:auto}.desktop-nav{display:flex;align-items:center;gap:20px;margin-left:auto}.nav-link,.text-link{color:#ffffffd4;background:none;border:0;padding:34px 8px;font-size:12px;display:flex;align-items:center;gap:5px;position:relative;white-space:nowrap}.nav-link:hover,.nav-link.active,.text-link:hover{color:var(--gold-light)}.nav-link.active:after{content:"";position:absolute;bottom:-1px;left:0;right:0;height:2px;background:var(--gold)}.header-actions{display:flex;align-items:center;gap:19px}.button{min-height:49px;border:1px solid var(--gold);background:var(--gold);color:var(--navy);padding:0 21px;display:inline-flex;align-items:center;justify-content:center;gap:18px;text-transform:uppercase;font-size:10px;letter-spacing:.14em;font-weight:700;transition:.25s ease}.button:hover{background:var(--gold-light);border-color:var(--gold-light);transform:translateY(-2px)}.button--light{background:var(--gold);color:var(--navy)}.menu-toggle{display:none;border:0;background:none;color:#fff;padding:8px}.nav-dropdown{position:relative}.mega-menu{position:absolute;top:70px;right:0;width:660px;background:var(--ivory);color:var(--navy);box-shadow:0 18px 48px #00000040;display:grid;grid-template-columns:1fr 1.5fr;padding:26px;gap:25px}.mega-intro{border-right:1px solid var(--line);padding:8px 25px 10px 5px}.mega-intro p{font-family:Playfair Display,serif;font-size:21px;line-height:1.25;margin:17px 0 26px}.mega-intro button,.mega-links button{border:0;background:none;color:var(--navy);text-align:left;display:flex;align-items:center;gap:10px;font-size:11px;padding:10px 4px}.mega-intro button{color:#8b6a2e;font-weight:700}.mega-links{display:grid;grid-template-columns:1fr 1fr;align-content:center}.mega-links button{justify-content:space-between;border-bottom:1px solid var(--line);transition:.2s}.mega-links button:hover{color:#987731;padding-left:8px}.mobile-menu{display:none}.hero-section{min-height:680px;position:relative;background:var(--navy);overflow:hidden}.hero-image,.hero-overlay{position:absolute;top:0;right:0;bottom:0;left:0}.hero-image{background-position:center;background-size:cover;filter:saturate(.58);transform:scale(1.01)}.hero-overlay{background:linear-gradient(90deg,#071522fa,#071522c7 42%,#0715222b),linear-gradient(0deg,rgba(7,21,34,.7),transparent 50%)}.hero-content{position:relative;min-height:680px;display:flex;align-items:center;justify-content:space-between;padding-top:95px}.hero-copy{max-width:685px;animation:rise .8s ease both}.hero-copy>p{max-width:510px;color:#ffffffc4;font-size:17px;margin-bottom:33px}.hero-actions{display:flex;align-items:center;gap:30px;flex-wrap:wrap}.outline-link,.underlined-link{display:inline-flex;align-items:center;gap:10px;border:0;background:none;padding:9px 0;color:#fff;font-size:11px;letter-spacing:.08em;text-transform:uppercase}.outline-link:hover svg,.underlined-link:hover svg,.card-link:hover svg{transform:translate(4px)}.outline-link svg,.underlined-link svg,.card-link svg{transition:transform .2s}.hero-note{color:#ffffff9e;font-size:11px;letter-spacing:.12em;display:flex;align-items:center;gap:14px;margin-top:72px;text-transform:uppercase}.gold-line{width:48px;height:1px;background:var(--gold)}.hero-card{align-self:flex-end;margin-bottom:120px;width:270px;padding:24px;background:#071522c4;border:1px solid rgba(228,203,145,.7);color:#fff;animation:rise 1s .2s ease both;position:relative}.hero-card p{font-family:Playfair Display,serif;font-size:20px;line-height:1.38;margin:15px 0 0}.card-corner{position:absolute;width:10px;height:10px;right:-1px;bottom:-1px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold)}.scroll-cue{position:absolute;bottom:30px;right:max(40px,calc((100% - 1240px)/2));color:#ffffff8c;text-transform:uppercase;letter-spacing:.14em;font-size:9px;display:flex;align-items:center;gap:15px;cursor:pointer;transition:.3s;z-index:10}.scroll-cue:hover{color:var(--gold-light)}.scroll-cue:hover .scroll-arrow{transform:translateY(5px);border-color:var(--gold-light)}.scroll-line{width:50px;height:1px;background:var(--gold)}.scroll-arrow{width:0;height:0;border-left:6px solid transparent;border-right:6px solid transparent;border-top:8px solid var(--gold);transition:transform .3s,border-color .3s}.intro-section{background:var(--ivory)}.intro-grid{display:grid;grid-template-columns:1fr .82fr .88fr;gap:70px;align-items:center}.intro-heading h2{max-width:450px}.gold-rule{width:58px;height:1px;background:var(--gold);margin-top:38px}.intro-body{border-left:1px solid var(--gold);padding-left:30px}.intro-body p{color:var(--muted);font-size:14px}.intro-body .lead{color:var(--ink);font-size:18px;line-height:1.55}.underlined-link{color:var(--navy);border-bottom:1px solid var(--gold);margin-top:15px;padding-bottom:10px}.intro-image{position:relative;height:410px}.intro-image img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover;filter:saturate(.55)}.intro-image span{position:absolute;bottom:24px;left:-18px;color:var(--gold-light);font-family:Georgia,serif;font-size:12px;letter-spacing:.19em;line-height:1.8}.solutions-section,.claims-section{background:#eeebe3}.section-heading{display:flex;justify-content:space-between;gap:80px;align-items:end;margin-bottom:56px}.section-heading h2{max-width:650px}.section-heading>p{color:var(--muted);max-width:370px;font-size:14px;margin-bottom:5px}.solutions-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.solution-card{min-height:397px;padding:29px 28px 25px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);position:relative;transition:.25s;display:flex;flex-direction:column}.solution-card:hover{background:#f7f4ec;box-shadow:inset 0 2px var(--gold)}.solution-top{display:flex;justify-content:space-between;align-items:center;color:var(--gold)}.solution-number{font-size:11px;letter-spacing:.14em;color:var(--muted)}.solution-card h3{margin:25px 0 12px;max-width:240px}.solution-card>p{color:var(--muted);font-size:13px;line-height:1.55;margin-bottom:18px}.solution-card ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:7px 12px}.solution-card li{color:#616b71;font-size:10px}.solution-card li:before{content:"•";color:var(--gold);margin-right:5px}.card-link{margin-top:auto;padding:20px 0 0;background:none;border:0;color:var(--navy);text-transform:uppercase;letter-spacing:.11em;font-size:10px;font-weight:700;display:flex;gap:11px;align-items:center}.disclaimer{text-align:center;font-size:11px;color:var(--muted);margin:30px 0 0;font-style:italic}.specialist-section,.review-section{background:var(--navy);color:#fff;position:relative;overflow:hidden}.specialist-section{padding:90px 0}.specialist-pattern{position:absolute;top:0;right:0;bottom:0;left:0;opacity:.27;background-image:linear-gradient(135deg,transparent 49.8%,var(--gold) 50%,transparent 50.2%),linear-gradient(45deg,transparent 49.8%,var(--gold) 50%,transparent 50.2%);background-size:210px 210px;-webkit-mask-image:linear-gradient(90deg,black,transparent 68%);mask-image:linear-gradient(90deg,black,transparent 68%)}.specialist-content{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:100px;align-items:end}.specialist-content h2,.review-content h2{color:#fff}.specialist-content>div:last-child{max-width:440px}.specialist-content p,.review-content p{color:#ffffffb3;font-size:15px}.specialist-content .outline-link{color:#fff}.industries-section{background:var(--ivory)}.industry-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.industry-tile{height:245px;position:relative;overflow:hidden;border:0;padding:0;text-align:left;background:var(--navy)}.industry-tile img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;-o-object-fit:cover;object-fit:cover;filter:saturate(.55);transition:transform .55s}.industry-tile:hover img{transform:scale(1.07)}.industry-shade{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(0deg,#071522eb,#0715220d 70%);transition:.3s}.industry-tile:hover .industry-shade{background:linear-gradient(0deg,#071522b3,#0715220d 70%)}.industry-label{position:absolute;bottom:22px;left:22px;right:22px;display:flex;align-items:center;gap:11px;color:#fff;font-family:Playfair Display,serif;font-size:19px}.industry-label svg:first-child{color:var(--gold)}.industry-label svg:last-child{margin-left:auto;color:var(--gold);transition:transform .2s}.industry-tile:hover .industry-label svg:last-child{transform:translate(5px)}.principles-section{background:var(--navy-2);color:#fff}.principles-heading h2{color:#fff}.principles-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.18);margin-top:75px}.principle{padding:27px 27px 0 0;border-right:1px solid rgba(255,255,255,.18);margin-right:27px}.principle:last-child{border:0;margin-right:0}.principle-number{display:block;color:var(--gold);font-size:11px;letter-spacing:.15em;margin-bottom:45px}.principle>svg{color:var(--gold);margin-bottom:28px}.principle h3{color:#fff;margin-bottom:12px}.principle p{color:#ffffff94;font-size:13px;max-width:210px}.review-section{background:linear-gradient(90deg,var(--navy) 0%,#102536 100%);padding:90px 0}.review-content{text-align:center;max-width:800px}.review-content h2{margin:18px auto}.review-content p{max-width:500px;margin:0 auto 28px}.insights-section{background:#eeebe3}.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.insight-card{border:1px solid var(--line);padding:30px 27px 25px;min-height:260px;display:flex;flex-direction:column;transition:.25s}.insight-card:hover{border-color:var(--gold);background:var(--ivory);transform:translateY(-4px)}.insight-card h3{margin:25px 0 12px;max-width:290px}.insight-card p{color:var(--muted);font-size:13px}.insights-note{color:var(--muted);font-size:11px;margin:35px 0 0;display:flex;align-items:center;gap:8px}.quote-section{background:var(--ivory)}.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:100px;align-items:start}.quote-intro{padding-top:15px}.quote-intro h2{margin-bottom:24px}.quote-intro>p{max-width:385px;color:var(--muted);font-size:15px}.quote-contact{margin-top:65px;border-top:1px solid var(--line);max-width:330px}.quote-contact div{padding:17px 0;border-bottom:1px solid var(--line);display:grid;gap:7px}.quote-contact span,.quote-contact strong{font-size:10px;letter-spacing:.12em}.quote-contact span{color:var(--gold)}.quote-contact strong{font-weight:500;color:var(--muted);letter-spacing:.04em}.quote-form-wrap{background:#fff;padding:35px;border:1px solid var(--line)}.form-title{display:flex;justify-content:space-between;align-items:center;margin-bottom:27px}.form-title p{color:var(--muted);font-size:11px;margin:0}.form-title b{color:var(--gold)}.quote-form{display:grid;gap:18px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.quote-form label{display:grid;gap:8px;color:var(--navy);font-size:11px;letter-spacing:.04em}.quote-form input,.quote-form select,.quote-form textarea{border:1px solid #cbd0cf;background:#fafaf8;border-radius:2px;min-height:45px;padding:10px 12px;color:var(--ink);font-size:13px}.quote-form textarea{resize:vertical}.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus{border-color:var(--gold);outline:0;box-shadow:0 0 0 2px #c9a15a26}.renewal-label{background:#f8f1e1;padding:14px;border-left:2px solid var(--gold)}.renewal-label span{color:var(--muted);font-size:10px;letter-spacing:0}.checkbox-label{display:flex!important;grid-template-columns:none!important;grid-template-rows:none!important;align-items:flex-start;gap:9px!important;color:var(--muted)!important;font-size:10px!important;line-height:1.5}.checkbox-label input{min-height:15px;width:15px;accent-color:var(--navy)}.confirmation{min-height:450px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}.confirmation-icon{border:1px solid var(--gold);color:var(--gold);width:50px;height:50px;display:grid;place-items:center;margin-bottom:28px}.confirmation h3{max-width:430px;margin:17px 0 12px;font-size:32px}.confirmation p{color:var(--muted);max-width:440px;font-size:14px}.claims-section{background:#f7f4ec}.claims-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px}.claims-grid .lead{font-size:18px;color:var(--ink);max-width:520px}.claims-steps{margin-top:48px;border-top:1px solid var(--line)}.claim-step{display:flex;gap:25px;padding:22px 0;border-bottom:1px solid var(--line)}.claim-step>span{color:var(--gold);font-size:11px;letter-spacing:.15em}.claim-step h3{margin:0 0 7px;font-size:22px}.claim-step p{margin:0;color:var(--muted);font-size:13px}.site-footer{background:var(--navy);color:#fff;padding-top:82px}.footer-main{display:grid;grid-template-columns:1.25fr .65fr 1fr 1fr;gap:60px;padding-bottom:80px}.footer-brand p{color:var(--gold-light);font-family:Playfair Display,serif;font-size:21px;line-height:1.3;margin:27px 0}.footer-column{display:grid;align-content:start;gap:13px}.footer-label{color:var(--gold);font-size:10px;font-weight:700;letter-spacing:.17em;margin-bottom:10px}.footer-column button,.footer-column p{border:0;background:none;color:#fff9;padding:0;margin:0;text-align:left;font-size:12px;line-height:1.5}.footer-column button:hover,.legal-links button:hover{color:var(--gold-light)}.footer-column a{color:#fff9;text-decoration:none}.footer-column a:hover{color:var(--gold-light)}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding:20px 0 30px;display:grid;grid-template-columns:1.1fr 1.3fr;gap:25px;align-items:center}.footer-bottom>div:first-child{display:flex;align-items:center;gap:25px}.footer-bottom .brand-mark{transform:scale(.8);transform-origin:left center}.footer-bottom>div:first-child>span{color:#ffffff61;font-size:10px}.legal-links{display:flex;justify-content:flex-end;gap:18px;flex-wrap:wrap}.legal-links button{color:#ffffff8c;background:none;border:0;font-size:10px}.footer-bottom>p{grid-column:1 / -1;margin:8px 0 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);color:#ffffff4d;font-size:9px;letter-spacing:.08em}.light-link{color:#fff;border-color:var(--gold)}.page-hero{position:relative;min-height:580px;background:var(--navy);overflow:hidden;display:flex;align-items:flex-end}.page-hero-image,.page-hero-overlay{position:absolute;top:0;right:0;bottom:0;left:0}.page-hero-image{background-position:center;background-size:cover;filter:saturate(.55)}.page-hero-overlay{background:linear-gradient(90deg,#071522f5,#071522b3,#07152266),linear-gradient(0deg,rgba(7,21,34,.85),transparent 60%)}.page-hero-content{position:relative;padding:0 0 70px;animation:rise .7s ease both;max-width:760px}.page-hero-content h1{margin-bottom:20px}.page-hero-content p{color:#ffffffbf;font-size:17px;max-width:580px}.sub-label{display:block;font-size:10px;letter-spacing:.17em;font-weight:700;color:var(--gold);margin-bottom:14px}.approach-section{background:var(--navy-2);color:#fff}.approach-section .section-heading h2{color:#fff}.approach-section .section-heading>p{color:#fff9}.approach-steps{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid rgba(255,255,255,.18)}.approach-step{padding:32px 24px 0 0;border-right:1px solid rgba(255,255,255,.18)}.approach-step:last-child{border-right:0}.approach-num{display:block;color:var(--gold);font-size:11px;letter-spacing:.15em;margin-bottom:28px}.approach-step h3{color:#fff;margin-bottom:12px;font-size:22px}.approach-step p{color:#ffffff94;font-size:13px;line-height:1.6}.values-section{background:var(--ivory)}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.value-card{background:#fff;border:1px solid var(--line);padding:32px 28px;transition:.25s}.value-card:hover{border-color:var(--gold);transform:translateY(-3px)}.value-card>svg{color:var(--gold);margin-bottom:22px}.value-card h3{margin-bottom:12px}.value-card p{color:var(--muted);font-size:14px;line-height:1.6}.solution-card--detailed{padding:0;display:block;overflow:hidden}.solution-card-image{position:relative;height:200px;background-position:center;background-size:cover}.solution-card-shade{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(0deg,#071522eb,#07152233 70%)}.solution-card-top{position:absolute;top:20px;left:22px;right:22px;display:flex;justify-content:space-between;align-items:center;color:var(--gold-light)}.solution-card-image h3{position:absolute;bottom:18px;left:22px;right:22px;color:#fff;margin:0;font-size:23px}.solution-card-body{padding:26px 24px 24px;display:flex;flex-direction:column;min-height:230px}.solution-card-body p{color:var(--muted);font-size:13px;line-height:1.55;margin-bottom:18px}.solution-card-body ul{margin-bottom:18px}.industry-accordion{border-top:1px solid var(--line)}.industry-row{border-bottom:1px solid var(--line)}.industry-row-header{width:100%;display:flex;align-items:center;gap:16px;background:none;border:0;padding:26px 0;color:var(--navy);font-family:Playfair Display,serif;font-size:24px;text-align:left;transition:.2s}.industry-row-header:hover{color:#8b6a2e;padding-left:8px}.industry-row-header svg:first-child{color:var(--gold)}.industry-row-header .chevron{margin-left:auto;color:var(--gold);transition:transform .25s}.industry-row.open .industry-row-header .chevron{transform:rotate(180deg)}.industry-row-body{padding:0 0 32px 38px;max-width:900px}.industry-intro{font-size:16px;color:var(--ink);line-height:1.65;margin-bottom:28px;max-width:700px}.industry-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-bottom:24px}.industry-detail-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}.industry-detail-grid li{color:var(--muted);font-size:13px;padding-left:16px;position:relative}.industry-detail-grid li:before{content:"";position:absolute;left:0;top:9px;width:6px;height:1px;background:var(--gold)}.disclaimer--left{text-align:left;margin-top:18px}.claims-layout{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.claims-intro-block h2{margin:16px 0 20px}.claims-intro-block .lead{font-size:17px;color:var(--ink);max-width:460px;margin-bottom:24px}.claims-info-block{background:#fff;border:1px solid var(--line);padding:36px 32px}.info-list{list-style:none;padding:0;margin:0;display:grid;gap:16px}.info-list li{color:var(--ink);font-size:14px;padding-left:22px;position:relative;line-height:1.5}.info-list li:before{content:"";position:absolute;left:0;top:9px;width:10px;height:1px;background:var(--gold)}.claims-process-section{background:var(--navy-2);color:#fff}.claims-process-section .section-heading h2{color:#fff}.claims-process-section .section-heading>p{color:#fff9}.claims-steps--full{margin-top:0;border-color:#ffffff2e}.claim-step--full{border-color:#ffffff2e}.claim-step--full h3{color:#fff}.claim-step--full p{color:#fff9}.claims-process-section .disclaimer{color:#fff6}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}.contact-info h2{margin:16px 0 30px}.contact-list{border-top:1px solid var(--line);max-width:400px}.contact-list div{padding:18px 0;border-bottom:1px solid var(--line);display:grid;gap:6px}.contact-list span{font-size:10px;letter-spacing:.12em;color:var(--gold)}.contact-list strong{font-weight:500;color:var(--muted);font-size:13px}.contact-note{color:var(--muted);font-size:13px;margin:24px 0 28px;max-width:400px}.contact-info .hero-actions{margin-top:8px}.contact-form{background:#fff;padding:36px 32px;border:1px solid var(--line);display:grid;gap:18px}.contact-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-form label{display:grid;gap:8px;color:var(--navy);font-size:11px;letter-spacing:.04em}.contact-form input,.contact-form textarea{border:1px solid #cbd0cf;background:#fafaf8;border-radius:2px;min-height:45px;padding:10px 12px;color:var(--ink);font-size:13px}.contact-form textarea{resize:vertical}.contact-form input:focus,.contact-form textarea:focus{border-color:var(--gold);outline:0;box-shadow:0 0 0 2px #c9a15a26}.insights-grid--full{grid-template-columns:repeat(3,1fr)}.insight-card--featured{min-height:280px}.footer-social{display:flex;gap:12px;margin-top:16px}.footer-social a{color:#ffffff8c;display:grid;place-items:center;width:34px;height:34px;border:1px solid rgba(255,255,255,.18);transition:.2s}.footer-social a:hover{color:var(--gold-light);border-color:var(--gold)}.regulatory{font-size:10px!important;letter-spacing:.04em!important;line-height:1.6!important;color:#fff6!important;max-width:900px}.contact-list strong{display:flex;align-items:center;gap:8px}.contact-list strong svg{color:var(--gold);flex-shrink:0}.contact-list strong a{color:var(--navy);text-decoration:none}.contact-list strong a:hover{color:var(--gold);text-decoration:underline}.company-info-section{background:#eeebe3}.company-info-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:80px;align-items:start}.company-info-left .lead{font-size:19px;color:var(--ink);line-height:1.55;margin-bottom:22px;font-family:Playfair Display,serif;font-weight:500}.company-info-left p{color:var(--muted);font-size:15px;line-height:1.7;margin-bottom:18px}.company-info-right{display:grid;gap:22px}.info-item{display:flex;gap:16px;align-items:flex-start;padding:22px 24px;background:#fff;border:1px solid var(--line);transition:.2s}.info-item:hover{border-color:var(--gold)}.info-item>svg{color:var(--gold);flex-shrink:0;margin-top:2px}.info-item div{display:grid;gap:5px}.info-item span{font-size:10px;letter-spacing:.12em;color:var(--gold)}.info-item strong{font-weight:500;color:var(--navy);font-size:14px;line-height:1.4}@keyframes rise{0%{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}.floating-buttons{position:fixed;bottom:30px;right:30px;display:flex;flex-direction:column;gap:12px;z-index:100}.floating-btn{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;cursor:pointer;transition:.3s;box-shadow:0 4px 16px #00000040;border:none}.floating-btn--top{background:var(--gold);color:var(--navy)}.floating-btn--top:hover{background:var(--gold-light);transform:translateY(-3px)}.floating-btn--call{background:var(--navy);color:var(--gold-light);border:2px solid var(--gold)}.floating-btn--call:hover{background:var(--navy-2);transform:translateY(-3px);border-color:var(--gold-light)}.floating-btn svg{width:24px;height:24px}@media (max-width: 1120px){.desktop-nav{gap:14px}.nav-link{font-size:11px;padding:34px 6px}.desktop-only{display:none}.container{width:min(100% - 48px,1240px)}.intro-grid,.quote-grid{gap:45px}.mega-menu{width:580px;right:-20px}}@media (max-width: 900px){.desktop-nav,.header-actions .button,.menu-toggle{display:none}.header-actions .menu-toggle{display:block}.site-header{position:absolute}.mobile-menu{display:block;position:absolute;top:92px;left:0;width:100%;background:var(--navy);border-top:1px solid rgba(255,255,255,.15);min-height:calc(100vh - 92px)}.mobile-menu-inner{padding:28px 20px;display:grid;gap:5px}.mobile-menu .brand-mark{margin-bottom:20px}.mobile-menu-inner>button:not(.button){display:flex;justify-content:space-between;background:none;color:#fff;border:0;border-bottom:1px solid rgba(255,255,255,.15);padding:15px 0;text-align:left}.mobile-menu .button{margin-top:20px}.hero-content{align-items:flex-start;flex-direction:column;justify-content:center}.hero-card{display:none}.hero-copy h1{font-size:42px;line-height:1.05}.intro-grid,.quote-grid,.claims-grid{grid-template-columns:1fr}.intro-image{height:300px;max-width:450px;width:100%;margin-left:auto}.section-heading{display:block}.section-heading>p{margin-top:20px}.solutions-grid{grid-template-columns:repeat(2,1fr)}.specialist-content{grid-template-columns:1fr;gap:30px}.principles-grid{grid-template-columns:repeat(2,1fr);gap:0}.principle:nth-child(2){border-right:0;margin-right:0}.principle:nth-child(n+3){border-top:1px solid rgba(255,255,255,.18);padding-top:24px;margin-top:24px}.industry-grid{grid-template-columns:repeat(2,1fr)}.quote-grid{gap:45px}.quote-contact{margin-top:25px}.footer-main{grid-template-columns:1fr 1fr;gap:35px}.page-hero{min-height:480px}.page-hero-content{padding-bottom:50px}.page-hero-content h1{font-size:36px;line-height:1.1}.approach-steps{grid-template-columns:repeat(2,1fr)}.approach-step{border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:20px;margin-bottom:20px}.approach-step:nth-child(2){border-right:0}.values-grid{grid-template-columns:repeat(2,1fr)}.claims-layout,.contact-layout{grid-template-columns:1fr;gap:40px}.company-info-grid,.industry-detail-grid{grid-template-columns:1fr}}@media (max-width: 600px){.container{width:calc(100% - 32px)}.section-pad{padding:64px 0}.hero-section,.hero-content{min-height:520px}.hero-copy h1{font-size:32px;line-height:1.1;margin-bottom:20px}.hero-copy>p{font-size:15px}.hero-actions{gap:16px;align-items:stretch;flex-direction:column;width:100%}.hero-note{margin-top:45px;font-size:9px}.scroll-cue{display:none}.intro-grid{gap:32px}.intro-body{padding-left:16px}.solutions-grid,.industry-grid,.insights-grid{grid-template-columns:1fr}.solution-card{min-height:300px}.industry-tile{height:200px}.specialist-section,.review-section{padding:64px 0}.principles-grid{grid-template-columns:1fr}.principle,.principle:nth-child(2){border-right:0;border-bottom:1px solid rgba(255,255,255,.18);margin:0;padding:20px 0}.principle:nth-child(n+3){border-top:0;margin-top:0;padding-top:20px}.principle:last-child{border-bottom:0}.principle-number{margin-bottom:20px}.quote-form-wrap{padding:20px 16px}.form-row{grid-template-columns:1fr}.form-title{align-items:flex-start;gap:10px;flex-direction:column}.quote-form .button{width:100%}.footer-main{grid-template-columns:1fr 1fr;gap:32px 16px}.footer-brand{grid-column:1 / -1}.footer-bottom{grid-template-columns:1fr;gap:15px}.footer-bottom>div:first-child{display:grid;gap:9px}.legal-links{justify-content:flex-start}.page-hero{min-height:450px}.page-hero-content{padding-bottom:40px}.page-hero-content h1{font-size:28px;line-height:1.15;margin-bottom:16px}.page-hero-content p{font-size:15px}.approach-steps{grid-template-columns:1fr}.approach-step{border-right:0}.values-grid{grid-template-columns:1fr}.contact-form{padding:20px 16px}.contact-form .form-row{grid-template-columns:1fr}.industry-row-header{font-size:18px}.industry-row-body{padding-left:0}.floating-buttons{bottom:20px;right:20px}.floating-btn{width:48px;height:48px}.floating-btn svg{width:22px;height:22px}}@media (prefers-reduced-motion: reduce){*,*:before,*:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
